They are backed by one of the biggest names in aerospace insurance, Global Aerospace. Thimble does not currently offer hull coverage for your drone, but specialize in affordable liability coverage only.
Similar to Skywatch, Thimble offers on-demand UAV insurance in 1, 4, or 8 hour increments, and offers liability coverage up to $10,000,000! Having the option to pay by the hour for insurance is great for drone operators that only fly occasionally, or photographers with a drone that would like to have insurance but are not interested in paying for an annual insurance policy. Thimble (formerly Verifly) Coverage: Drone liability coverage for recreational and commercial operations. Be sure to confirm any of the above with your local Statefarm agent. This in turn could affect your home insurance rates etc. Please note that at the time of this writing it seems they only offer PAP (Personal Articles Policy) coverage, and not liability coverage for UAV operations.Īlso, it appears that although the drone coverage is significantly cheaper and painless compared to a program such as DJI Refresh, having a claim may affect your personal insurance “score”. With many users claiming to pay only around $60 for a Mavic or similarly priced drone, they are definitely one of the most affordable options on this list.
Statefarm is a widely recognized and well established name in the insurance world (highest market share in fact!), and offers one of the cheapest upfront costs for UAV insurance. Statefarm Coverage: Hull Coverage for recreational use only. If you are one of our Canadian readers you owe it to yourself to contact Capri insurance. Their UAV insurance expert is a member of Unmanned Systems Canada and is directly involved with Transport Canada. Canada Only.Ĭapri Insurance has a strong focus on helping Canadian UAV operators succeed in the often confusing and murky waters of the Transport Canada UAV operational requirements. They offer both a Canadian and US option for UAS/RPAS coverage.Ĭapri Insurance Coverage: Both Hull and Liability Coverage. Using their extensive network and many decades of experience, USAIG has recently started offering drone insurance along with their regular manned aircraft policies. USAIG (United States Aircraft Insurance Group) has been around since the 1920s and has a long track record of providing aviation hull and liability insurance. USA & Canada (called “Canadian Aircraft Insurance Group” in Canada). USAIG Coverage: Commercial UAV operations. Skywatch recently raised a significant amount of capital ($2,000,000 in a seed funding round) and with a solid team to back up their insurance offerings, Skywatch is on track to make big strides in the risk management and coverage side of the UAV industry. They also have some very innovative features such as their Skywatch Map and Flight app that rewards customers based on their track record of flying. Skywatch provides a great service for US based drone operators, offering both on-demand and monthly plans for UAV insurance. (*Update February 18, 2020: Skywatch is now available in Alberta, Ontario and British Columbia, Canada! More provinces coming soon) – Skywatch.ai Coverage: Both commercial and recreational. List of 14 Drone Insurance Providers ( USA and Canada, updated for 2021) In this post we list a number of drone insurance providers and whether they provide recreational or commercial UAV insurance, along with some of the features that makes each one unique. When flying commercially you will typically require UAV insurance for these flights (please check regulations in your area). Should your UAV (or RPAS as they are sometimes called) fall out of the sky and cause damage to people or property, you will want to ensure you are properly covered for both liability and crash damages. When flying a drone recreationally in both the USA and Canada it is recommended to have liability insurance in place when flying.
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